Kerry Delaney Kerry Delaney

Join Our Team

We Need Your Help to Strengthen Communities Across Aotearoa

Small Business Mentoring is seeking dedicated and socially minded Independent Officers/Governance Board Members from across New Zealand.
Our goal is to have one representative from each of the sixteen regions, ensuring strong local insight and community connection.

This is a meaningful volunteer opportunity for someone who wants to give back, support local enterprise, and help shape a growing not‑for‑profit organisation that empowers individuals, families, and small businesses throughout the motu.

About Us

Small Business Mentoring, based in Whanganui (a UNESCO City of Design), provides personalised one‑on‑one business and financial mentoring services. We support individuals and families to set actionable goals, overcome challenges, and achieve measurable growth in both their personal and professional lives.

We work across a wide range of sectors including construction, education, financial services, hospitality, professional services, and social enterprises.

Our charitable registration is currently pending, and successful applicants will be formally appointed and listed on the Charities Services register once approved.

Role Overview

As a Governance Board Member, you will help guide the strategic direction, integrity, and long‑term sustainability of Small Business Mentoring. You will contribute your expertise to ensure we remain compliant, community‑focused, and mission‑driven.

This role includes:
Monthly board meetings (online or in person)
Occasional sub‑committee or project work
Providing governance oversight and strategic advice
Acting as an ambassador for our mission in your region

Key Responsibilities

Develop and review organisational policies
Oversee procedures, planning, and forecasting
Evaluate the impact of our services within your region
Ensure compliance with all legal and ethical standards under the Charities Act 2005
Support recruitment, selection, and training of volunteers and future staff
Contribute to strategic planning and organisational growth
Engage with local authorities, community groups, and government agencies

What We’re Looking For

Experience in governance, risk management, or strategic planning
Understanding of finance, budgeting, or compliance
Knowledge of mentoring, coaching, or business development
Strong communication, interpersonal, and decision‑making skills
Familiarity with small business or not‑for‑profit operations
A commitment to contributing 3–5 hours per month
A socially empathetic mindset and connection to your local community

Important Note on Conflicts of Interest

Under the Charities Act 2005, independent officers must always act in the best interests of the charity. Applicants must understand their responsibilities regarding actual, potential, or perceived conflicts of interest—both financial and non‑financial.

Interested? Let’s Talk

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Kerry Delaney Kerry Delaney

Reducing Household Expenses

Did you know that reducing household expenses requires a combination of strategic lifestyle changes and utilising available government support measures?

Below, we outline ideas for cutting your expenses in 2026. Keep in mind that these strategies are not one-time solutions; they require ongoing management throughout any given year.

The key is to evaluate your current financial situation against your budget (if you have one) and adjust it as needed based on your cash flow: Money In vs Money Out.


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Kerry Delaney Kerry Delaney

Rates Rebate Scheme

Did you know that nearly every local council in New Zealand manages a rates rebate scheme on behalf of the Department of Internal Affairs?

The Rates Rebate Scheme is a government-funded subsidy aimed at helping low-income homeowners with the cost of living. The NZ Government's Rates Rebate Scheme offers up to $805.00 per household.

$805 in relief for low-income homeowners or residents of retirement villages for the 2025/2026 rating year. Eligibility depends on income, dependents, and rate amount.

Apply through local councils for the 1 July 2025 – 30 June 2026 rating year!

Calculator:

The rates rebate calculator is available on the NZ Government website. Link provided below with everything else that you need to know.

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Kerry Delaney Kerry Delaney

Credit Reports & Scores

Did you know that the average credit score in Aotearoa, New Zealand, this month, is 695 points out of 1000?

What’s Your Score?

Request a free copy of your credit report to see if your score is better or worse. If you believe the information held by the credit agency is incorrect, then you can request to have it corrected, as inaccuracies may impact your ability to borrow money.

Regularly checking your credit report is also a good way to help monitor misinformation or potential scams, such as identity theft.

Additionally, you can make it a fun challenge to improve your credit score every month by paying your bills on time! This includes electricity, telecommunications, loans, or even buy-now-pay-later schemes. If you do pay your bills on time, then your score will increase.

Click on the link below to find more.

Please note:

If you're struggling to pay your bills on time, get in touch. We can help you regain control of your finances.

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Kerry Delaney Kerry Delaney

Average House Prices

Did you know that, according to the QV House Price Index, the average house price in New Zealand is $907,274.00? In comparison, the average house price in Whanganui, New Zealand, is $528,167.00.

The math: $907,274.00 - $528,167.00 = $379,107.00 Difference. 😲

  • Are you feeling overwhelmed by debt?

  • Want to become debt-free in 2026?

  • Looking for a lifestyle change in 2026?

  • Are the cost of living and expenses becoming unbearable for you and your family?

  • Tired of that long commute every morning and evening?

  • Is public transport unreliable?

  • About to start a business?

  • Thinking of relocating your business?

  • Getting ready to retire?

If you answered yes to any of these questions, I have great news!

Whanganui, New Zealand, has everything you need and so much more!

Check out what the UNESCO City of Design has to offer below.

[Discover Whanganui]

https://discoverwhanganui.nz/

Disclaimer/Waiver:

We accept no liability or responsibility for any harm, losses, or damages resulting from the use of this information. By proceeding, users acknowledge and accept all associated risks. The information found via third-party links or third-party websites should not be considered financial advice.

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