Credit Reports & Scores

Did you know that the average credit score in Aotearoa, New Zealand, this month, is 695 points out of 1000?

What’s Your Score?

Request a free copy of your credit report to see if your score is better or worse. If you believe the information held by the credit agency is incorrect, then you can request to have it corrected, as inaccuracies may impact your ability to borrow money.

Regularly checking your credit report is also a good way to help monitor misinformation or potential scams, such as identity theft.

Additionally, you can make it a fun challenge to improve your credit score every month by paying your bills on time! This includes electricity, telecommunications, loans, or even buy-now-pay-later schemes. If you do pay your bills on time, then your score will increase.

Click on the link below to find more.

https://www.govt.nz/browse/consumer-rights-and-complaints/debt-and-credit-records/check-your-own-credit-report/

Kerry Delaney

https://www.linkedin.com/in/kerry-delaney-aotearoa-new-zealand/

https://www.smallbusinessmentoring.co.nz
Previous
Previous

Rates Rebate Scheme

Next
Next

Average House Prices